Triple 'breath' for over 1 million households living each month with the stress of confiscating their bank accounts for debts to public and banks, the new provisions of a multi-legislative draft which he submitted to Parliament for vote the Minister of National Economy and Finance, Kyriakos Pierrakakis.
By these provisions (Article 6 of the Multilateral Plan):
1. for households with debts to banks and other individuals, the irrevocable monthly limit on an individual deposit account shall be increased from EUR 1,500 to EUR 1,600
2. for debts to banks, where they hold a joint bank account, the irrevocable limit shall be increased from EUR 2,000 to EUR 2,200 per month.
3. for debts to the State, the irrevocable limit is increased from EUR 1,250 to EUR 1,600 per month.
This means they take 'breath':
-100 euros per month or up to 1,200 euros per year for those who have debts to banks or individuals,
-eur 200 per month or up to eur 2,400 per year with shared account,
-350 euros per month or up to 4,200 euros per year for debts to the public.
In these new margins for those who owe and are subject to seizure (more than 1,7 million VAT on debt to the public and hundreds of thousands on debt to banks and individuals), another provision is added, which 'reliefs' from any seizure of the amounts for the special treatment of debtors' children, which will no longer be transferred, confiscated and set off by certified debts to the State, insurance funds, OTAs and credit institutions, by way of derogation from any general or special provision.
But also for those who wish to be fully relieved of the seizure by the State (and not only partially), with the multi-legislature, there comes another provision that exempts those who pay 1/4 of their debt from the necessary recovery measures, with the condition that they settle and pay the remaining debts, such as the new 72 instalments.
How accounts are released
The provision provides that in order for the protection for debts to be applied to the State, the account must be electronically declared to the AADE as the sole irrevocable account. If there is a payroll, pension or insurance account, it shall be declared exclusively.
For debts to banks where the new limits (EUR 1600 or EUR 2200) apply, a declaration by the debtor to one of the credit institutions shall be made, specifying one (and only) account on which the irrevocable is applicable.
The same limits will apply to accounts where deposits relate to pensions and insurance benefits - which are necessarily defined as such - and above which the provisions of Article 982 of the Code of Civil Procedure apply (e.g. 503/1985, A’ 182).
Source: newmoney. gr